Gypsies -- human, but with a greater propensity for strong gifts in whatever
their calling is.  Gypsies must purchase at least 3 3-point skill levels
with a single tight group of skills.

Free Bards -- Associated with the Gypsies and the Brotherhood of
Far-Rangers.  They write the *good* music, and tinker with related
supernatural skills (summoning, some witchcraft, some magic).

Humans have normal characteristic maxima, a disad independant of the
normal disad range of the campaign.  Other races do not, and must pick
up the equivalent points in disads for which they do not get points.